1. We offer a sophisticated institutional-quality service to all our clients.

Our investment management process is a seven-stage top-down, globally-oriented process that, in combination with our comprehensive, bottom-up screening criteria, and multiple risk management criteria, delivers stable returns.

2. We manage individual client “portfolios,” not products.

With a “portfolio approach” we avoid the classic portfolio mistakes that often cause portfolios to under-perform over the long-term – not enough diversification, too little fixed-income, too much risk or infatuation with the latest popular strategies.

3. We strive to deliver absolute returns, not relative returns.

Clients want to know how well they are progressing to their goals, not how well they are doing relative to a benchmark.

4. We actively manage passive investments,

exclusively employing ETFs, to provide clients with a globally diversified, low cost investment portfolio with sensible risk management.  We seek and deliver efficiencies through our portfolio building and management engine – the only one of its kind in North America.

5. Importantly, we strive to reduce portfolio management costs.

We think this is so crucial that we have developed our own proprietary software to do so. By controlling management and transaction costs, we can help contribute to achieving your goals.¹

6. We’ve raised the bar by exceeding “fair-dealing” standards.

Our activities exceed the highest fair-dealing standards in the world.